There is no annual membership fee. Once you join the program, it is a lifetime membership until you decide to sell and/or file a claim.
Below are two options to complete the membership form: 1) You may download the form to print or 2) you may fill out the online form below here. Once complete, the online form will automatically submit to our office.
If you are interested in becoming a member, please follow the prompts below or contact us today if you have further questions.
Want to join, but do not have an appraisal?
You may email/mail/visit us with your completed form and payment. We accept cash, check or money order as form of payment. Unfortunately, we do not accept credit card/debit at this time. Please remit to: Southwest Home Equity Assurance Program. An appraiser will be assigned once our office has your completed form & payment.
An appraisal is only used for our program to establish a value on your property. After joining, members are allowed to update their assured value. Updated value will not go into effect until the 5 year membership requirement is satisfied.
Do you have a current appraisal of 6 months or less?
Please make sure it was completed within the last 6 months. Please include a copy of appraisal and appraiser's credentials with your completed form.
Effective July 1st, 2023 our new loan rates will be:
Program 1: $1000 - $15,000 at 0% interest on a 5-year term
Program 2: $15,001 - $20,000 at 2% interest on a 7-year term
Program 3: $20,001 - $30,000 at 3.5% interest on a 15-year term